As per our Terms of Website use the text and graphic content of this web site may be used and printed ONLY under the following conditions:
- the content of the site is used for your own non-commercial purposes only.
- copyright information is displayed (e.g. © Seneca Banking Consultants Limited 2015).
- the content is not modified which includes but is not limited to ensuring that any pictures, graphics, photographs, audio files or similar are not separated from the text.
- Where it is sought to distribute the content such distribution does not take place without the written authority of Seneca Banking Consultants Limited.